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Get clear on your credit

Nav has given 2.5 million business owners the credit details they need to build and grow, in words they understand.

Join Nav Prime

The Nav Prime Card is no longer available. We’re working on a new credit builder card with flexible repayment terms and a limit that scales with your business. You can still join Nav today and get notified when applications open.

2.7M+small business owners have trusted Nav

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YOUR MEMBERSHIP

Invest in your success

Getting credit reports elsewhere would cost you 4x more each month.3

  • Track

    $39.99

    / mo

    For new or established businesses looking to monitor credit

    Track with Prime

    • 5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion

    • Exclusive discounts on fees from Nav’s trusted lending partner4

  • Build

    Popular

    $49.99

    / mo

    For growing businesses looking to build business credit with up to 2 tradelines¹

    Build with Prime

    • 5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion

    • Exclusive discounts on fees from Nav’s trusted lending partner4

    • One tradeline to build business credit (membership payment)

    • Bookkeeping tools to manage cash flow and simplify tax prep

    • Coming soon: Nav Credit Builder Card2 with a second tradeline opportunity (not included at signup)

  • Expand

    $74.99

    / mo

    For businesses seeking 1-on-1 guidance to reach their next level

    Expand with Prime

    • 5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion

    • Exclusive discounts on fees from Nav’s trusted lending partner4

    • One tradeline to build business credit (membership payment)

    • Bookkeeping tools to manage cash flow and simplify tax prep

    • Coming soon: Nav Credit Builder Card2 with a second tradeline opportunity (not included at signup)

    • Business Credit Coaching

    • FICO SBSS score to track eligibility with 7,500+ lenders — and the SBA

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California loans arranged pursuant to Department of Financial Protection & Innovation Lenders License 60DBO-98588

Nav Technologies, Inc. is a financial technology company, not a bank.

Credit building results vary. Scores are calculated based on multiple factors, and some users may not see improved scores.

1

Select Nav Prime plans include one business tradeline. The ability to apply for additional tradelines is limited to customers on eligible plans and is subject to availability and approval.

2

Parafin is the servicer of the Nav Credit Builder Cards. Parafin and Nav Technologies are financial technology companies, not banks. Nav Credit Builder Cards are issued by Column N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc., and are powered by Marqeta. Subject to approval and eligibility. Terms and conditions apply. The Nav Credit Builder Card is designed to report business payment history to business credit bureaus and support business credit building. Credit building results vary as business credit scores are calculated based on multiple factors and some businesses may not see improved scores. This product reports to business credit bureaus only and does not affect personal consumer credit profiles. The Nav Credit Builder Card is a business financing product and may not be used for personal, family, or household purposes.

3

Based on comparison of Nav's $39.99/month subscription vs. combined cost ($158.90/month) of comparable business reports from Experian, Equifax, and D&B as of July 2025. "4x" represents approximate comparison. Individual prices and features may vary.

4

Loans and lines of credit are made available by Fundbox or its bank partners, First Electronic Bank and Lead Bank. An application is still required before funds are disbursed. Nav Loans is a tool offered by Nav to facilitate approval and access to financing information for certain loan products provided by Nav partners. All offers are subject to lender underwriting and approval. If approved, Nav Prime members can save a 1% discount on fees when making a draw through their Nav account.