Nav Prime

Build a business with staying power

Join over 340,000 small businesses who have worked with Nav to build business credit history with Nav Prime.

Why our customers love Nav Prime

“When Nav started Nav Prime, I was sold. I get two tradelines for building business credit! I’m never leaving Nav.”

Brynn K.

Kings Mobile Detail

“Nav has taken that zero-to-two year mark and said, ‘We want to build a relationship with you and see that business credit grow through Prime.’”

Ryan L.

BCK Ranch

“Here’s the advice I give to any new business owners — get your LLC setup, and get Nav. I started building business credit with Nav before I even started accepting clients, which made getting started working with vendors a whole lot easier.”

Dasia G.

Holu Cleaners

Nav Prime

Big tools for small business

Custom-made for small business owners who want a way to build business credit and manage their money without second guessing.

    Credit Building

    Maximize credit building

    Get up to 2 credit-building accounts (tradelines)1 submitted monthly to the major bureaus to build business credit.

    Credit scores from Dun & Bradstreet, Experian, Equifax, and FICO SBSS shown over trays of green sprouts
    Credit score ratings displayed on a background of green sprouts, showing statuses from different agencies

    Credit Health

    Deeply understand your credit

    Skip the credit bureau jargon and learn what actually matters for building business credit. Unlock up to 6 business and personal scores to track your total progress in one place.

    Cash flow health

    Manage dollars with sense

    Take back your time (and sanity) with simplified bookkeeping tools. Categorize your transactions automatically and get profit and loss statements with one click.

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    Account stats on Nav Prime

    Guidance

    Level up your business

    Nav Prime puts powerful tools and insights at your fingertips. Your dedicated business credit coach can show you how to leverage them to maximize your progress.

    YOUR MEMBERSHIP

    Invest in your success

    Getting credit reports elsewhere would cost you 4x more each month.2

    • Track

      $39.99

      / mo

      For new businesses looking to monitor credit, or established ones who want to protect it

      Track with Prime
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        5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion

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        Exclusive discounts on fees from Nav’s trusted lending partner3

    • Build

      Popular

      $49.99

      / mo

      For growing businesses looking to build business credit with up to 2 tradelines¹

      Build with Prime
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        5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion

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        Exclusive discounts on fees from Nav’s trusted lending partner3


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        One tradeline to build business credit (membership payment)

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        Bookkeeping tools to manage cash flow and simplify tax prep

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        Coming soon: Nav Credit Builder Card with a second tradeline opportunity (not included at signup)

    • Expand

      $74.99

      / mo

      For businesses seeking 1-on-1 guidance to reach their next level

      Expand with Prime
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        5 credit scores, alerts, and reports from D&B, Experian, Equifax, and TransUnion

      • check

        Exclusive discounts on fees from Nav’s trusted lending partner3


      • check

        One tradeline to build business credit (membership payment)

      • check

        Bookkeeping tools to manage cash flow and simplify tax prep

      • check

        Coming soon: Nav Credit Builder Card with a second tradeline opportunity (not included at signup)


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        Business Credit Coaching

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        FICO SBSS score to track eligibility with 7,500+ lenders — and the SBA

    Everything you need

    The business growth starter pack

    Swap reactivity for proactivity. Get the tools you need to build your financial foundation and take control of your business decisions.

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    Nav Prime membership tradeline⁴

    Get tradeline reporting automatically with your monthly payments.

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    Nav Credit Builder Card

    Coming soon: Second tradeline opportunity¹ (not included at signup).

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    Detailed credit reports

    Dig into your full credit details to see what lenders see.

    checkbook

    Bookkeeping

    Use simplified tools that don’t require an accounting degree.

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    Business credit coaching

    Get monthly 1-on-1 support to plan your path to funding.

    Frequently asked questions

    Get your business roadmap

    Nav Prime is the only membership that helps you build, manage, and leverage your business’s credit in one place.