Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire. 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases. Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions. Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees. Comes with chip technology for enhanced security and protection at chip-enabled terminals. 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 17.24% - 25.24% Variable APR will apply. If you’re a Preferred Rewards member, you can earn 25% - 75% more points on every purchase.