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Michelle Black

Michelle Lambright Black, Founder of CreditWriter.com and HerCreditMatters.com, is a leading credit expert with over a decade and a half of experience in the credit industry. She’s an expert on credit reporting, credit scoring, identity theft, budgeting, and debt eradication. Michelle is also an experienced personal finance and travel writer. You can connect with Michelle on Twitter (@MichelleLBlack) and Instagram (@CreditWriter).

Articles by Michelle Black


Income Statement and Balance Sheet Examples

Income statements and balance sheets are reliable ways to measure the financial health of your business. Click below to download …


FreshBooks Review 2022: Is FreshBooks the Right Fit For Your Small Business?

One of the lessons business owners have learned over the last few years, impacted by the coronavirus, is the importance …


What Is a Blanket Lien?

Access to the right business funding can open doors for your company. It can help you to take advantage of …


Revolving Line of Credit: How It Works

A revolving line of credit can be a valuable tool for any small business. Whether you need cash to improve …


What is APR and Why Does it Matter to My Business?

What Is APR?  APR, or annual percentage rate, is the price a lender charges you to borrow money on a …


Where to Find First Time Business Loans

Getting your first loan is a major milestone in the life of any business because it has the potential to …


Purchase Order Financing: Is It Right for Your Business?

This post was reviewed and updated on July 22, 2020 When clients pay late or you have a large expense …


How to Get a Business Acquisition Loan

There’s nothing wrong with bootstrapping things and trying to grow your business the slow and steady way. However, if you’re …


3 Alternative Lending Options to Help Build Your Business Credit

As a small business, it’s not always easy to qualify for a bank loan. If your business is young, has …