Yun-Fang

Yun-Fang is a small business advisor who has lived in the SF bay area for 15 years. She is a software engineer and has worked at Yahoo!, Facebook and Soldsie prior to becoming an advisor for Nav. She is passionate about using technology to connect people and to make the world a level playing field.

Articles by Yun-Fang

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The Math behind Nav’s Merchant Cash Advance Calculator

Nav’s loan calculators have become quite popular. I didn’t put a lot of thoughts on it when I published the …

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What Happens When You Default on a Loan?

For most business owners, when they take up a business loan, they think about how the loan is going to …

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Discover the True Cost of Your Business Loan

Don’t get ripped off on your business loan! As if applying for a small business loan wasn’t confusing enough, not …

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Why Business Credit Scores Matter for Your Business

Did you know that there’s such a thing called a business credit report? I surveyed a handful of my tech …

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Understanding the Basics: Microloans vs. Traditional Loans

Finding the right loan for your small business venture can be difficult, especially when considering the variety of financing options …

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Amazon Lending — Decoding an Amazon Loan Offer

We will be talking about Amazon Lending. It’s an invitation-only loan product offered exclusively to Amazon Sellers. Amazon loans offer …

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11 Reasons Why Companies Succeed and 5 Reasons Businesses Fail

Entrepreneurs are superheroes as they all take the leap of faith and embark on a journey into the unknown. It …

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Decoding a Credit Card Cash Advance

If you’re considering a Merchant Cash Advance (MCA) or OnDeck loan, you should consider a credit card cash advance first …

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Decoding a Loan Offer from an MCA Provider

We got a copy of an MCA loan offer from Merchant Capital Source from an anonymous borrower. The following detailed …