Capital One’s $2,000 Intro Offer Comes to an End

Capital One’s $2,000 Intro Offer Comes to an End

Capital One’s $2,000 Intro Offer Comes to an End

Advertiser & Editorial Disclosure

CapitalOne, always a solid choice for business owners looking for business credit cards, is coming through big this time. Effective 10/22/2019, the Capital One Spark Cash Plus and Capital One Spark Miles for Business have been rolling out much bigger, much improved limited time welcome offers. Unfortunately, this limited time offer came to an end on 1/27/2020.

Both cards are aimed more towards big spenders and waive the annual fee after the first year, and this new opportunity to earn big gave even more incentive to apply and wield this card for daily business purchases.

Capital One Spark Cash Plus

Earn up to a $1,000 cash bonus; $500 once you spend $5,000 in the first 3 months, and $500 once Learn More

Capital One Spark Miles for Business

Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases Learn More

Current Rewards Offerings

The Capital One Spark Cash Plus now offers a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening.

The standard earning rate for the term of your card membership will remain the same at 2% Cash Back on every purchase and 5% Cash Back on hotels and rental cars booked through Capital One Travel.

With still valuable means to earn bonuses, the Capital One Spark Cash Plus and Capital One Spark Miles for Business are here to help take your business to the next level.

Keep in mind that both cards come with a $95 annual fee which is waived for the first year, but with this type of earning potential, you can earn that annual fee several times over just by going about business as usual.


If you’re not able to qualify for either of the above options, there are still other options available to you, although they may not have such generous offers for you.

For more options, see Nav’s articles on the best travel credit cards or best rewards credit cards for your small business. You can also check your personal and business credit scores for free with Nav, to get your business in a better position to qualify for financing. Nav’s Business Loan Builder plan gives you in-depth perspectives on your business credit so you can get set up to apply for a business loan and level up your business.

This article was originally written on January 9, 2020 and updated on October 21, 2020.

Rate This Article

This article currently has 20 ratings with an average of 4.5 stars.

Have at it! We'd love to hear from you and encourage a lively discussion among our users. Please help us keep our site clean and protect yourself. Refrain from posting overtly promotional content, and avoid disclosing personal information such as bank account or phone numbers.

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.

Leave a Reply

Your email address will not be published.

8 responses to “Capital One’s $2,000 Intro Offer Comes to an End

  1. Just keep it mind Capital One business cards report to your personal credit. High utilization can tank your FiCO scores which can truly hurt you and your business. There are plenty of business cards that don’t report to your personal. I would look there first.

    1. Check with your local Procurement Technical Assistance Center. You can obtain a counselor for free whom will provide helpful information as well. They will help you become registered to do business with the government in a step by step process.

  2. Can I get two CapitalOne Spark Cash business credit cards? I already have one for my S-corp and the card works well with my business model. My second business is a sole proprietorship. Wondering if I qualify for the bonus on the second card if I apply.