How a Financial Coach Is Making the Transition to Full-Time Business Owner

Advertiser Disclosure Maggie Germano started her financial coaching business as a hobby at first, giving advice to friends and family, but soon found a passion for helping others was driving her to take it to the next level. “Financial stability can propel people forward in so many ways that can help them, especially women,” said Germano, founder of Maggie Germano Financial Coaching. Germano combined her passion for personal finance and empowering women to build her business, which provides women with Read More

Bank of America Business Credit Cards: How to Find the Right One for You

Advertiser Disclosure Bank of America is one of the largest retail banks in the U.S. For small business owners, it can be a great place for numerous banking services, including business credit cards. It offers seven different business credit cards designed to meet nearly all of your needs, including cash reward cards, low-interest cards and travel reward cards. All of these cards are specifically designed to benefit business owners, not consumers. Business credit cards generally require applicants’ personal credit scores to Read More

How to Use Work as a Motivation to Stay in Shape

I’ve never been a huge fan of exercise. It’s only fun if you’re playing a sport, and I’m not the most coordinated guy. I can’t even pull off a friendly fist-bump if I’m walking while I make the attempt. Imagine how that would translate on a basketball court. I used to get fired up about exercise all the time. I’d think, “Oh, yeah, I’m going to start lifting weights!” And I would follow through, too — for about a week. Problem was, mornings and Read More

5 Things Holding You Back From Becoming a Mogul

Elon Musk, Warren Buffett, Mark Zuckerberg, Steve Jobs and Bill Gates are all well-known names in the business world. But before they were moguls and titans of industry, these business leaders came from humbler beginnings. Before Gates and Zuckerberg were billionaires, they were Harvard dropouts. Before Buffett was the Oracle of Omaha, he was the son of an Omaha stockbroker. Even the most successful business moguls started somewhere. If you want to follow in their footsteps, break free of these obstacles Read More

SCORE vs. SBA vs. SBDCs: What’s the Difference?

When you’re a small business owner looking for help, there are a lot of tools and organizations that can offer free help and answers. In fact, there are so many that sometimes it’s hard for new business owners to know who can help with what problem. SCORE, the SBA and SBDC are all organizations that offer resources, advice and benefits for small and mid-sized businesses in the U.S. The business services offered by each organization are different, though all of Read More

5 Signs Your Business Is Ready for a Credit Card

Advertiser Disclosure Your business is your baby, and everyone loves charting their baby’s progress and milestones. Experiencing your first sale, your first employee and your first website can feel just like seeing your child roll over, walk or say their first words. So when is the right time to get your business its own credit card? If these five indicators sound familiar, now may be time to apply for one. 1. You want a business loan down the road. Of all the Read More

Youngest in Your Family? You’re More Likely to Be Self-Employed, Study Finds

These days, it seems like youngest children are the ones who have all the fun. Recent studies have found that youngest children are more likely to have a whole suite of personality traits — from being funnier and more relaxed to being more social and creative. Now, you can add a couple more qualities to that list: being more entrepreneurial and with a bigger appetite for taking risks. According to a fascinating new study by Swedish and American academics and published by the National Read More

How to Sell Your Products on Alibaba

Alibaba may have started off as a modest B2B company in 1999, but today, the international commerce company’s claims to fame includes a U.S. IPO that exceeds Google, Facebook and Twitter combined; more than $7.6 billion in Q4 revenue; and over 443 million annual active buyers. Alibaba can be a great channel by which to break into international markets and expand your global presence. Getting started is easy, but to make the most of your Alibaba engagement and see a boost to Read More

How to Throw a Company Meeting People Actually Want to Attend

Twice a month, my colleagues and I gather at our Utah office for a company meeting. The meetings have a casual, fun atmosphere, but make no mistake — a lot of people go to a lot of trouble to ensure that they run like clockwork. We take pains to get it right because we’ve found a formula whose rewards are simple but powerful: greater company unity, a shot in the arm for the culture and a clearer understanding of where we’ve been, where we are Read More

The Secret High-End Credit Cardholders Share: They Want to Look Cool

Advertiser Disclosure Just like the clothes you wear, the car you drive and the home you live in, the credit cards in your wallet are a status symbol. And, as one new study from the National Bureau of Economic Research suggests, looks matter when it comes to what’s in your wallet. A team of researchers conducted field tests on the behavior of urban, upper middle-class bank customers in Indonesia. Their findings were presented in the summer of 2017 as part of Read More