U.S. Bank’s Best Business Credit Cards of 2018

U.S. Bank’s Best Business Credit Cards of 2018

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If you’re a small business owner, you have plenty of options at your disposal when it comes to business credit cards. Each of the credit card companies is working to provide you with the best product they can, because they want your business. U.S. Bank business credit cards are right there in the mix, and they’ve worked on some excellent options for you and your business.

Here’s an intro to some of U.S. Bank’s best small business cards of 2018 and how they can help your business.

U.S. Bank Business Credit Cards

  1. Best for flexible rewards: U.S. Bank Business Select Rewards
  2. Best for cash back: U.S. Bank Business Edge Cash Rewards World Elite MasterCard®
  3. Best for low APR: U.S. Bank Business Platinum

1. U.S. Bank Business Select Rewards

U.S. Bank Business Select Rewards

Earn 20,000 bonus points after you spend $1000 in net purchases during the first 90 days after opening Learn More

A lot of cards offer rewards, but with plenty of restrictions. The U.S. Bank Business Select Rewards card gives you plenty of of opportunities to earn rewards without categories to hold you back. Earn 3 points per dollar on net purchases in one category of your choice: Day-to-Day Expenses, Automobile or Travel & Entertainment. Earn 1 point per dollar on other net purchases. No cap on total points you can earn. Earn 20,000 bonus points after you spend $1000 in net purchases during the first 90 days after opening your account.

While the APR may come in slightly higher than normal at 13.99%-24.99%* (Variable), with no annual fee, this is a low-cost option for business owners looking for a great rewards card.

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2. U.S. Bank Business Cash Rewards World Elite™ MasterCard®

U.S. Bank Business Cash Rewards World Elite™ MasterCard®

Earn a new cardmember bonus of $200 after you spend $1000 in net purchases on your card Learn More

The next step up the U.S. Bank Business Credit Card ladder is the U.S. Bank Business Cash Rewards World Elite™ MasterCard®. Just like the U.S. Bank Business Select Rewards, there is no annual fee and the rewards rate is excellent. You can earn 3% cash back on cellular, gas stations and office supply store net purchases. 1% cash back on other net purchases. No cap on total rewards and they never expire! Plus, a 25% Annual Cash Rewards bonus, up to $250. Earn a new cardmember bonus of $200 after you spend $1000 in net purchases on your card within the first 90 days of account opening

With special priority rewards for normal business spending, U.S. Bank Business Cash Rewards World Elite™ MasterCard® is another solid option.

3. U.S. Bank Business Platinum

U.S. Bank Business Platinum

0% Intro APR* on purchases and balance transfers for the first 12 billing cycles. No annual fee*. Learn More

If you’re looking for a no-frills, stripped-down, simple card for your business, here it is. The U.S. Bank Business Platinum doesn’t offer rewards, but carries a relatively lower APR of 11.99%-19.99%* (Variable) and no annual fee keep this card simple and ready to go. You’ll also have access to free cards for employees and zero fraud liability to keep your business equipped and protected.

Alternatives to U.S. Bank Business Credit Cards

While U.S. Bank offers attractive cards, the world of business credit cards is a competitive space. For example, the Ink Business Cash℠ Credit Card and SimplyCash® Plus Business Credit Card from American Express are two great cash back cards that have no annual fee, similar to the U.S. Bank Business Select Rewards card.

Those seeking a low APR card should check out Bank of America’s business credit cards, of which there are two comparable offers, and this list of balance transfer business cards.

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About the Author — Connor Wilson is a writer at Nav, a free site giving business owners access to their business and personal credit scores, and tools that match them to the best financing and services.

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