Alaska Airlines Visa® Business Card Review 2023

Alaska Airlines Visa® Business Card Review 2023

Alaska Airlines Visa® Business Card Review 2023

  • If you’re considering the Alaska Airlines Visa® Business card for your business, this is a rewards card with travel benefits — and fees — that are important to know about. 
  • If you travel a lot for business, you can book flights and earn rewards on Alaska Airlines, as well as partner airlines to many locations that Alaska Airlines doesn’t fly to.
  • You’ll get an annual companion fare if you spend the qualifying amount. 
  • In this article, we’ll go over what this card offers in terms of perks and how cardholders can get the most out of using it. 

Why Choose the Alaska Airlines Visa® Business card

When searching for business credit cards, it’s important to look at the details and read the fine print. The Alaska Airlines Visa® Business card is a business credit card from Bank of America. It can be a good choice if you’re looking for travel rewards since there are many travel benefits to using this card. You’ll get a free checked bag for you and up to six guests under the same reservation when you book with your card. Also, you can earn one Alaska’s Famous Companion Fare every year after you spend the qualifying amount. This perk allows you to book a companion flight from $122. 

When you book with the card, you’ll also get priority boarding. At the time of writing, you will also get a $100 discount off of your Alaska Lounge + Membership when you buy it with the card.

Benefits of the Alaska Airlines Visa® Business card

It’s a challenge to choose the right business credit card. There are many perks of using the   Alaska Airlines Visa® Business card for your small business, especially if you travel a lot for work. 

  • One companion certificate every year with a qualifying purchase
  • Great welcome offer
  • No blackout dates
  • Foreign transaction fee: None
  • Fly with partner airlines and still earn miles

Although Alaska Airlines only flies to certain destinations in North America, Mexico, and Central America, you can fly on one of its 25 partner airlines and still earn rewards. Airline partners include American Airlines, British Airways, and Cathay Pacific. You can also redeem miles and get elite status when using certain partner airlines. 

Maximize Your Earnings: Rewards and Points

With the Alaska Airlines Visa® Business card, you’ll have the potential to earn rewards: 2 miles for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases, 1 mile for every $1 spent on all other purchases, and 3 miles for every $1 spent on eligible Alaska Airlines purchases.. This reward program focuses on local transit and travel, so it’s important that you already spend a lot for your business on travel to get the most out of this card.

Also, try to make sure you qualify for the welcome bonus of 50,000 bonus miles after you make $3,000 or more in purchases within the first 90 days of opening your account.

You can redeem your miles on Alaska Airlines award travel (including travel on some partner airlines), upgrades, and hotel accommodations. 

What You Need to Know About Fees and Charges

Let’s take a look at what you’ll pay to use this credit card, like some other rewards credit cards, there is an annual fee. This costs ​​$70 for the company and $25 per card. However, if the rewards outweigh the cost of the cards, it might be worth paying for. If you have a lot of employees that will need company cards, this card might not be the best for you since you have to pay per employee card. 

There’s also a 21.24% - 29.24% Variable APR on purchases. On the plus side, you won’t pay a foreign transaction fee. If you’re planning to use this card while you’re abroad, you won’t be charged a percentage on each purchase. Even small fees can add up over time, so this is a great benefit for overseas travelers.

Tips and Tricks on Applying for the Alaska Airlines Visa® Business card

It’s helpful to know a few details on how to qualify for this card before you apply so you can possibly increase your chances of approval. First, you’ll need good to excellent personal credit scores when applying for this card. It’s also always a good idea to build up your business credit history. Learn how to establish business credit in this guide from Nav.

Also, Bank of America states that if your business has another Bank of America business card or has had one in the preceding 24 months, you might be declined. So if you’re already a Bank of America business credit cardholder, you might look elsewhere.

On the other hand, you’ll get bonus miles if you have an eligible Bank of America small business checking or savings account. At the time of writing, you’ll earn a 10% rewards bonus on all miles earned from card purchases.

When you open this credit card account, you’ll get enrolled in Alaska Airlines Mileage Plan Program automatically.

Is the Alaska Airlines Visa® Business card Right for You?

Deciding whether or not this airline credit card will work for you depends on a few factors. First, think about whether you already spend a lot in the categories that the credit card offers the most rewards in (in this case, travel). If you will spend enough to make it worth the annual fee, this card might be a good fit.

Also, if you can spend enough to get the welcome offer, this card could benefit you. Otherwise, you may want to find one that you can manage qualifying for the sign-up bonus. You’ll also want to make sure you can redeem the rewards in ways that benefit you. In the case of the Alaska Airlines Visa® Business card, you can only redeem the miles for travel. So you’ll need to be a frequent traveler on Alaska Airlines or its partners to get the most use out of the rewards on this card.

If this card isn’t right for you, here are some other options to consider:

Travel credit cards

Cash back cards

Cards for fair credit

How Can Nav Help?

It takes a lot of time and energy to wade through all the business credit cards out there. That’s where Nav comes in. Using Nav provides you with the quickest and easiest route to finding the right credit card options for your business. Nav uses your business details to do the searching work for you and delivers you a curated list of your top options instantly. 

The more information you put into your profile, the more accurate your options will be. Nav is the only place where you can see what you may qualify for before applying.

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