Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Get a $300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening. Earn unlimited 1.5% cash back on all purchases everywhere, every time. No annual cap and cash rewards don’t expire. No annual fee. You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to an unlimited 2.62% cash back on all purchases. Choose how to redeem your cash rewards – as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. 0% Introductory APR on purchases for the first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 14.49% to 24.49% will apply. Contactless Cards - the security of a chip card, with the convenience of a tap. This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
8/10
Bottom Line
A great option for business owners who want to earn cash back without paying annual fees. Get the most out of this card if you have a business checking account with BofA and a member of the highest Preferred Rewards business tier. There is no annual cap and cash rewards don’t expire.
Pros
No annual cap and cash rewards don’t expire
Cons
Tiers need to be met to receive higher rewards rates
Rates and Fees
Intro APR
0% for 9 billing cycles on purchases
Purchase APR
14.49% - 24.49% Variable APR on purchases
Annual Fee
$0.00
Welcome Offer
$300 statement credit online bonus after you make at least $3,000 in net purchases in the first 90 days of your account opening.
Rewards Rate
1.5% cash back for every $1 spent on all purchases.
Foreign Transaction Fee
3% of the U.S. dollar amount of each transaction
Reviews
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