Advertiser & Editorial Disclosure

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Bank of America® Business Advantage Cash Rewards Mastercard® credit card

Get a $200 statement credit when you make at least $500 in net purchases within 60 days of your account opening – with no annual fee, no cap on the amount of cash rewards you can earn and they don’t expire. 3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that), 2% on purchases at restaurants, and 1% on all other purchases. 0% Introductory APR on purchases for your first 9 billing cycles. Redeem your cash rewards as a statement credit, check, or have cash deposited into a Bank of America® checking or savings account.

7/10

Cost
30% Complete
High Low
Effort to Apply
10% Complete
Difficult Easy
Card Perks
50% Complete
Poor Good
Features
40% Complete
Poor Good

Bottom Line

With a high rewards cap, this card can bring in great rewards.

Pros

0% Intro APR offer. No annual fee. A high rewards cap of $250,000 on 3% categories. (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)

Cons

Limited categories for rewards (3% at gas stations and office supply stores, 2% at restaurants, and only 1% on all other purchases.)

Rates and Fees
Balance Transfer APR
12.24% - 22.24% Variable APR on balance transfers
Intro Purchase APR
0% for 9 billing cycles
Purchase APR
12.24% - 22.24% Variable APR on purchases
Regular APR
12.24% - 22.24% Variable APR on purchases and balance transfers
Cash Advance APR
25.24% Variable APR for Cash Advances and Convenience Checks
Return Payment Fee
$39
Foreign Transaction Fee
3% of the U.S. dollar amount of each transaction
Annual Fee
$0.00
Balance Transfer Fee
Either $10 or 4% of the amount of each transaction, whichever is greater.
Cash Advance Fee
Either $10 or 4% of the amount of each transaction, whichever is greater. Includes Convenience Checks.
Late Payment Fee
Up to $49
Welcome Offer
$200 statement credit when you make at least $500 in net purchases within 60 days of your account opening.
Rewards Rate
1% cash back on all other purchases
Rewards Rate
2% cash back on purchases at restaurants
Rewards Rate
3% cash back on purchases at gas stations and office supply stores (up to $250,000 each calendar year, 1% after that)

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.



August 11 2017

never received the card



May 24 2017

This card is amazing

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