Brex Card for Startups

Brex Card for Startups
Perfect for tech companies and early-stage corporations with professional funding (U.S. EIN and at least $100,000 in a corporate bank account required). No personal guarantee and no impact on your personal credit score. The best rewards for startups: 7x on rideshare, 4x on travel, 3x on restaurants, 2x on software subscriptions, and 1x on everything else. World Elite Mastercard® program: Advanced fraud protection, travel benefits, and no foreign transaction fees. Limits 10-20x higher than traditional business cards. Easy online application with instant approvals: Get a virtual card in 5 minutes and a physical card in the mail in 3-5 days. Save time with automated receipt-capture via text and email and integrations with all major accounting software. Build business credit: Brex partners with Experian and D&B to report your on-time payments.

Nav's Verdict

50% Complete
Effort to Apply
40% Complete
Card Perks
50% Complete
70% Complete


Bottom Line

A great card for startups that meet the minimum balance required and have cash on hand to pay in full each month.


Does not take personal credit into account. Big rewards in popular business expense categories. No annual fee and no foreign transaction fees.


Only available to venture-backed startups with at least $100,000 in their corporate bank account. No signup bonus on initial spending.

Features & Benefits

Program Benefits

Signup discounts with providers of the startup ecosystem (e.g., AWS, Google Ads, WeWork, Salesforce, etc.) worth over $25,000 in value.

Intro APR
Purchase APR
All charges made on this charge card are due and payable when you receive your periodic statement.
Annual Fee
Welcome Offer
Rewards Rate
7x on rideshare, 4x on travel, 3x on restaurants, 2x on software subscriptions & 1 point per dollar on all other purchases.
Foreign Transaction Fee


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