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Capital on Tap Business Credit Card

Capital on Tap Business Credit Card — Terms, Rates & Fees

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Credit limits ranging from $1,000 up to $50,000. Unlimited 1.5% cashback with no annual fee and spend $15,000 in the first 3 months for $200 cashback. Response within 2 business days and receive your card within 4 business days of approval. Unlimited supplementary cards. Separate your business and personal expenses. Supported over 125,000 businesses in Europe and the US. No FX or ATM fees. Spend management tools to monitor employee cards. Personal guarantee required. APRs ranging from 9.99%-34.99% based on credit profile. Capital on Tap Business Credit Cards are issued by WebBank, Member FDIC.

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

8/10

Bottom Line

Features focused on supporting small business owners like spend management tools to monitor employee cards, the Capital on Tap Business card is a great card to jumpstart your business.

Pros

Quick application with minimal paperwork. Card sent within a few days. Unlimited rewards

Cons

No intro APR period

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Rates and Fees

Terms, Rates & Fees

Intro APR

N/A

Purchase APR

9.99% – 34.99% Variable

Annual Fee

$0

Welcome Offer

Spend $15,000 in the first 3 months for $200 cashback

Rewards Rate

1.5% unlimited cashback with no annual fee.

Foreign Transaction Fee

N/A

Reviews

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Editorial Disclosure

Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.