Capital One® Spark® Cash Select for Business
Earn unlimited 1.5% cash back for your business on every purchase, everywhere, no limits or category restrictions. Earn a one-time $200 cash bonus once you spend $3,000 on purchases within the first 3 months from account opening. Save on interest with 0% intro APR on purchases for 12 months; 14.74% - 22.74% variable APR after that. No annual fee. Free employee cards, which also earn unlimited 1.5% cash back on all purchases. Rewards won't expire for the life of the account, and you can redeem your cash back for any amount. $0 Fraud Liability if your card is lost or stolen. No foreign transaction fees.
Effort to Apply
A good option for businesses that are ok with a slightly lower rewards rate in exchange for a lower APR.
A great intro offer with rewards flexibility, solid benefits, and a competitive APR for those with excellent credit.
Steep penalties for late payments.
Features & Benefits
You're covered by $0 Fraud Liability if your card is ever lost or stolen
0% on purchases for 12 months
14.74% - 22.74% (Variable)
$200 Cash Back once you spend $3,000 on purchases within the first 3 months from account opening
1.5% Cash Back on every purchase.
Foreign Transaction Fee
Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.