Advertiser & Editorial Disclosure

Capital One® Spark® Miles Select for Business

Capital One® Spark® Miles Select for Business
Earn unlimited 1.5X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account. Earn a one-time bonus of 20,000 miles – equal to $200 in travel – once you spend $3,000 on purchases within the first 3 months from account opening. Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles Select card. Save on interest with 0% intro APR on purchases for 12 months; 14.74% - 22.74% variable APR after that. No annual fee. Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™. Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services. Free employee cards which also earn unlimited 1.5X miles from their purchases.

Nav's Verdict

Cost
80% Complete
HighLow
Effort to Apply
100% Complete
DifficultEasy
Card Perks
80% Complete
PoorGood
Features
80% Complete
PoorGood

8/10

Bottom Line

A good option for businesses that are ok with a slightly lower rewards rate in exchange for a lower APR.

Pros

A great intro offer with rewards flexibility, solid benefits, and a competitive APR for those with excellent credit.

Cons

Steep penalties for late payments.

Features & Benefits

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen

Intro APR
0% on purchases for 12 months
Purchase APR
14.74% - 22.74% (Variable)
Annual Fee
$0
Welcome Offer
20000 Miles once you spend $3,000 on purchases within the first 3 months from account opening
Rewards Rate
1.5 Miles per $1 on every purchase.
Foreign Transaction Fee
None

Reviews

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