Advertiser & Editorial Disclosure

Ink Business Preferred℠ Credit Card

Ink Business Preferred℠ Credit Card

Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That’s $1,000 toward travel when you redeem through Chase Ultimate Rewards®. Earn 3 points per $1 on the first $150,000 spent in select categories each account anniversary year. Earn 1 point per $1 on all other purchases with no limit to the amount you can earn. Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards. Redeem points for travel, cash back, gift cards and more – your points don’t expire as long as your account is open. No foreign transaction fees. Employee cards at no additional cost. $95 Annual Fee.

7/10

Cost
30% Complete
High Low
Effort to Apply
10% Complete
Difficult Easy
Card Perks
70% Complete
Poor Good
Features
70% Complete
Poor Good

Bottom Line

A good option for businesses that spend a lot on office supplies and telecom and enjoy rewards in the form of points.

Pros

Generous bonus point offer when you open your account. Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®.

Cons

Higher interest rate than other comparable cards, annual fee.

Purchase APR
16.99% - 21.99% Variable
Penalty APR
None
Balance Transfer APR
16.99% - 21.99% Variable
Cash Advance APR
25.99% Variable
Foreign Transaction Fee
$0
Cash Advance Fee
Either $15 or 5% of the amount of each transaction, whichever is greater.
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Annual Fee
$95
Welcome Offer
Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Rewards Rate
Earn 3 points per $1 in select business categories

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