Advertiser & Editorial Disclosure

Oportun® Visa® Credit Card (Consumer Credit Card)

Credit line up to $1,000 - get a response in minutes. No security deposit or credit history required to apply. Zero Fraud Liability - you won’t be responsible for unauthorized charges. Automatic reviews for credit line increase. Worldwide acceptance in stores or online. Start establishing credit history – monthly reporting to all 3 major credit bureaus. 24/7 online account management - friendly support in English and Spanish. If you are assessed a finance charge, it will be no less than $1.00. Card issued by WebBank, Member FDIC. You must respond directly to this offer to receive these terms. Applications in response to other offers may result in different terms. See the online provider's credit card Cardholder Agreement for details about terms and conditions. Reasonable efforts are made to maintain accurate information. When you click on the 'Apply Now' button, you can review the credit card terms and conditions on the provider's website.

Nav's Verdict

50% Complete
Effort to Apply
23% Complete
Card Perks
31% Complete
22% Complete


Bottom Line

Great credit card option for those looking to have activity reported to the major credit bureaus each month


Great option for people with limited credit history


Annual fee

Rates and Fees
Intro APR
Purchase APR
24.90% - 29.90% (V)
Annual Fee
$0 - $49
Welcome Offer
Rewards Rate
Foreign Transaction Fee


Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.