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SimplyCash® Plus Business Credit Card from American Express

SimplyCash® Plus Business Credit Card from American Express
American Express is a Nav Partner
Terms, Rates & Fees
Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.24% - 21.24%. No annual fee. Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business. Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores. Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases. With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Terms apply.
Cost
20% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
60% Complete
PoorGood
Features
80% Complete
PoorGood

7/10

Bottom Line

This card is great for those who want to earn cash back for their frequent business purchases.

Pros

Attractive intro financing offer. High rates of cash back for business spending. No annual fee.

Cons

No rewards bonus for initial spending. Foreign transaction fee.

Rates and Fees
Intro APR
0% on purchases for 15 months
Purchase APR
14.24% - 21.24% Variable
Annual Fee
$0
Welcome Offer
N/A
Rewards Rate
5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores. 3% on the category of your choice from a list of eight and 1% cash back on other purchases. 5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement.
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.



September 29 2018

Do you have a bad credit or are you in need of money to pay bills? Do you need to finance to expand or establish your business? Do you need an urgent cash to get out of debts? We render loans ranging from $5,000 - $100,000,000 at 3% interest rate. No obligation free quote get yours now!! We also offer loan to help refinance your home mortgage, money paid into account with in 24hours after approval: Contact us Now via email: newportcreditunioninc@yahoo.com Regards, Mrs Celina Terrance, Newport Credit Union(U.S.A),(U.K), Contact us Now via email: newportcreditunioninc@yahoo.com



October 5 2017

Thanks fro the referral NAV- I finally got a Amex approved!



August 11 2017

Will give update once i use it



June 30 2017

This card has been great so far. I don't spend much on it, yet but I am glad to have the high credit limit in case I need to utilize it.



June 30 2017

I love this card. Lots of perks and I can get extra points on the purchases I make most.

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