The ROBS structure isn’t new — in fact it’s been an option for years — but many financial advisors and stock brokers aren’t aware of these investments because they don’t provide sufficient profit for their institutions. Essentially, you’re investing in yourself. Without loan interest to pay, you can make money sooner rather than later. And unlike the stock market this is an investment you can control. This tried-and-true structure is a fast, legal funding option that’s been in use since the Employee Retirement Income Security Act became a law in 1974.
ROBS is a unique product that allows you to borrow against your own rollable retirement account. With no interest, you will be able to pay yourself back when you want. Essentially, you're investing in yourself.
You must have a C-Corp. You must have at least $50,000 in pre-tax funds in your 401k, 403b, Keogh, TSP, SEP, or Traditional IRA. Monies in a Roth IRA are unavailable. There is a $4,995 service fee.
Must have at least $50,000 in a rollable retirement account.
Rollable, pre-tax funds in your 401k, 403h, Keogh, TSP, SEP, or Traditional IRA retirement accounts. Cannot fund from a Roth IRA.
Guidant’s ROBS structure exclusively utilizes a C Corporation (C Corp.) business structure to meet the compliance requirements of ERISA and Internal Revenue code.
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