Intermediate-Term Loan by Kapitus

Intermediate-Term Loan by Kapitus

Kapitus offers intermediate-term loans up to $500,000 in as little as 24 hours. The process is quick and easy with limited documentation and offers the best prepayment discounts in the industry. This funding is ideal for payroll, expansion, equipment, or any other use you may need for financing your business over a term of 2-5 years. Their intermediate term loans start at 5.99%.

Nav's Verdict

20% Complete
Effort to Apply
40% Complete
Funding Speed
20% Complete
Repayment Terms
80% Complete


Bottom Line

Despite the origination fee, a lower interest rate can make this loan certainly worth it if you qualify.


Favorable rates. Prepayment discounts.


High origination fees and potentially weekly payments.

Qualification requirements

Time in Business

At least 2 years in business

Annual Revenue

At least $120,000

5.99% - 18% APR
Repayment Terms
Weekly, bi-weekly, or monthly payments for 2 to 5 years
Funding Amount
$20,000 - $500,000
Origination Fee
3.5% - 5%
Funding Speed
1 - 2 days


Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.