Line of Credit by Headway Capital

Line of Credit by Headway Capital

Headway Capital’s True Line of Credit allows you to draw up to your available limit and borrow more as you repay with the click of a button. Choose between monthly or weekly payment options over the course of 12, 18, or 24 months. We offer clear and flexible payment terms while allowing you to repay at any time without incurring any additional fees. Draw funds whenever you need them for business expansion, working capital, inventory purchases, or any other business expense. Our True Line of Credit offers small businesses a unique funding solution and access to funds within one business day.

Nav's Verdict

90% Complete
Effort to Apply
50% Complete
Funding Speed
40% Complete
Repayment Terms
80% Complete


Bottom Line

If you are rebuilding your credit, this is a great alternative to higher-priced cash advance products.


Can lend to much lower credit scores than other lines of credit. Monthly payment options.


Higher interest rates and lower funding amounts than similar offers.

Qualification requirements

Time in Business

At least 6 months in business

Annual Revenue

At least $100,000

Other Requirements

Total monthly debt payments, including the Headway Line of Credit, should not exceed 10% of monthly revenue.

3.3% - 6.6% monthly interest rate, 40% - 80% APR
Repayment Terms
Monthly or weekly payments for 12, 18 or 24 months
Funding Amount
$5,000 to $100,000
Draw Fee
Funding Speed
As fast as the next business day.
Application Fee


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