Short-Term Loan by LendSpark

LendSpark’s creative, ethical financing solutions fuel growth for businesses of all sizes and stages. They provide fast, secure and flexible options to grow your business while protecting your personal credit. Great when needing funds for payroll, a bridge loan, expansion, new projects, hiring staff, or for working capital.
Nav's Verdict
7/10
Bottom Line
LendSpark can provide the expert advice and funding you need, especially when you've been denied by banks. If you meet their qualifications, this is a great option for large funding needs.
Pros
Much higher loan amounts than other short-term loans. Approval is based on cashflow, not collateral. Certain liens are accepted.
Cons
Up to a 5% origination fee.
Qualification requirements
Time in Business
At least 6 months in business
Cashflow
Be break-even or be close to reaching break-even
Other Requirements
No open bankruptcy. No tax liens greater than $175,000 and not in a payment plan.
Reviews
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