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Advertiser & Editorial Disclosure

Short-Term Loan by Kapitus

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Kapitus offers short term loans up to $500,000 in as little as 24 hours. The process is quick and easy with limited documentation and offers the best prepayment discounts in the industry. This funding is ideal for inventory, immediate cash flow, bridge financing or any other use you may need for financing your business over a term of 3 – 36 months.

Nav's Verdict

Cost

LowHigh

Effort to Apply

EasyDifficult

Funding Speed

MonthsMinutes

Repayment Terms

MonthsYears

7/10

Bottom Line

This loan has a wide range of rates and terms, so make sure you have an idea of what you are qualifying for.

Pros

Favorable rates. May have longer to repay.

Cons

Potentially daily payments and a wide range of rates and terms

Qualification requirements

Time in Business

At least 6 months in business

Annual Revenue

At least $120,000

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Cost

1.05 - 1.39 factor rate

Repayment Terms

Daily or weekly payments for 3 to 36 months

Funding Amount

$5,000 - $500,000

Origination Fee

1% - 2.5%

Funding Speed

24 - 72 hours

Other Fees

ACH & Wire Fees $25-$45

Reviews

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Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.