ABOC Platinum Rewards Mastercard®

ABOC Platinum Rewards Mastercard®
0% Intro APR on Purchases and Balance Transfers for 12 months; after that the variable APR will be 15.15% - 25.15%, based on your creditworthiness. Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening. Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive. No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award! Earn Points on Every Purchase! It’s simple: $1 = 1 Point. No Annual Fee or Foreign Transaction Fee. Select Your Rewards Your Way. No Foreign Transaction Fee.

Nav's Verdict

Cost
40% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
40% Complete
PoorGood
Features
50% Complete
PoorGood

7/10

Bottom Line

A good card for flexible rewards if used correctly.

Pros

Intro APR offer and potentially low ongoing APR. 5% cash back in popular categories.

Cons

1% cash back for most expenses.

Rates and Fees
Intro APR
0% for 12 months
Purchase APR
15.15% - 25.15% Variable APR
Annual Fee
$0
Welcome Offer
Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
Rewards Rate
Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive. 1 point per $1 on all other purchases.
Foreign Transaction Fee
None

Reviews

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