Advertiser & Editorial Disclosure

American Express Gold® Card – Earn 4X points at restaurants worldwide

American Express Gold® Card – Earn 4X points at restaurants worldwide
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months. Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. Enrollment required. $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. No Foreign Transaction Fees. Annual Fee is $250. Terms Apply.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
70% Complete
PoorGood
Features
60% Complete
PoorGood

8/10

Bottom Line

A great card if your spending warrants the annual fee.

Pros

Great rewards and benefits on dining, groceries, and travel. No foreign transaction fees.

Cons

High annual fee

Rates and Fees
Intro APR
N/A
Purchase APR
See Pay Over Time APR
Annual Fee
$250
Welcome Offer
Earn 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 6 months.
Rewards Rate
Earn 4X Membership Rewards® Points on Restaurants worldwide, including takeout and delivery. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X). Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
Foreign Transaction Fee
None

Reviews

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