Advertiser & Editorial Disclosure

Bank of America® Travel Rewards Credit Card

Bank of America® Travel Rewards Credit Card

Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don’t expire. 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening – that can be a $200 statement credit toward travel purchases. Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions. Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees. Comes with chip technology for enhanced security and protection at chip-enabled terminals. 0% Introductory APR for 12 billing cycles for purchases, then 16.49% – 24.49% Variable APR. Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account. If you’re a Preferred Rewards client, you can increase that bonus to 25% – 75%.

Cost
50% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
70% Complete
PoorGood
Features
70% Complete
PoorGood

8/10

Bottom Line

A great travel card with no annual fee, especially when paired with a Preferred Rewards account.

Pros

Intro APR period and no annual fee. Ability to redeem points to pay for travel purchases.

Cons

Higher APR.

Intro APR
0% for 12 billing cycles
Purchase APR
16.49% - 24.49% Variable APR
Annual Fee
$0
Welcome Offer
20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $200 statement credit toward travel purchases.
Rewards Rate
1.5 points per $1 spent on all purchases.
Foreign Transaction Fee
None

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