Blue Cash Everyday® Card from American Express
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 14.74% to 24.74%. 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits. No annual fee. Terms Apply.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
Bottom Line
With a 15 month intro APR period, this is a great choice for earning rewards on everyday expenses while paying down your balance.
Pros
Generous intro APR offer. No annual fee.
Cons
Foreign transaction fee. Can earn better rewards with other cards if you spend in certain categories.
Rates and Fees
Intro APR
0% on purchases for 15 months
Purchase APR
14.74%-24.74% Variable
Annual Fee
$0
Welcome Offer
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Rewards Rate
3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.
Reviews
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