Advertiser & Editorial Disclosure

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express
American Express is a Nav Partner
Terms, Rates & Fees
Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. NEW 6% Cash Back on select U.S. streaming subscriptions. NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases. You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018. Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%. $95 annual fee. Terms Apply.

Nav's Verdict

Cost
60% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
60% Complete
PoorGood
Features
60% Complete
PoorGood

Bottom Line

A great card for maximizing rewards across several categories.

Pros

Generous rewards on certain spending categories.

Cons

The annual fee may not be worth it if you don't spend much in the bonus categories.

Rates and Fees
Intro APR
0% on purchases for 12 months
Purchase APR
14.99%-25.99% Variable
Annual Fee
$95
Welcome Offer
Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months
Rewards Rate
NEW 6% Cash Back on select U.S. streaming subscriptions. NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.

Reviews

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