Capital One® Platinum Credit Card

Capital One® Platinum Credit Card
Pay no annual fee. Get access to a higher credit line after making your first 5 monthly payments on time. Fraud coverage if your card is lost or stolen. Use online banking to access your account, even from your smartphone, with our mobile app. Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you. Get access to your account 24 hours a day, 7 days a week. Help strengthen your credit for the future with responsible card use.
50% Complete
Effort to Apply
10% Complete
Card Perks
10% Complete
50% Complete


Bottom Line

The protection and benefits of a credit card with no annual fee. A good option if you have less than perfect credit and don't want to pay an annual fee.


Available to those with average credit. No annual fee.


No rewards and a higher APR.

Features & Benefits

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen

Intro APR
Purchase APR
24.99% (Variable)
Annual Fee
Welcome Offer
Rewards Rate
Foreign Transaction Fee


Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.

August 20 2018

Credit card with a human perspective

August 9 2018

great card

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