Advertiser & Editorial Disclosure

Capital One® Savor® Cash Rewards Credit Card

Capital One® Savor® Cash Rewards Credit Card
Earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening. Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn. No foreign transaction fees. Access to premium experiences in dining, entertainment and more. $0 intro annual fee for the first year, $95 after that.
Cost
60% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
80% Complete
PoorGood
Features
70% Complete
PoorGood

7/10

Bottom Line

Worth the annual fee if you spend heavy on diving and entertainment.

Pros

Generous welcome offer and unlimited rewards on dining and entertainment. No foreign transaction fees.

Cons

Annual fee and only marginally better rewards than the no-fee alternative.

Features & Benefits

Fraud Coverage

You're covered by $0 Fraud Liability if your card is ever lost or stolen

Intro APR
N/A
Purchase APR
16.24% - 25.24% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Welcome Offer
$500 Cash Back after you spend $3000 on purchases within 3 months from account opening
Rewards Rate
4% Cash Back on dining, 4% Cash Back on entertainment, 2% Cash Back at grocery stores, and 1% Cash Back on all other purchases.
Foreign Transaction Fee
None

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