Capital One® Savor® Cash Rewards Credit Card
Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening. Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020. No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn. No foreign transaction fees. Capital One cardholders get access to premium experiences in dining, entertainment and more. $0 intro annual fee for the first year, $95 after that.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
7/10
Bottom Line
Worth the annual fee if you spend heavily on dining and entertainment.
Pros
Generous welcome offer and unlimited rewards on dining and entertainment. No foreign transaction fees.
Cons
Annual fee and only marginally better rewards than the no-fee alternative.
Features & Benefits
Fraud Coverage
You're covered by $0 Fraud Liability if your card is ever lost or stolen
Intro APR
N/A
Purchase APR
16.24% - 25.24% (Variable)
Annual Fee
$0 intro for first year; $95 after that
Welcome Offer
$300 Cash Back after you spend $3000 on purchases within 3 months from account opening
Rewards Rate
4% Cash Back on dining, 4% Cash Back on entertainment, 2% Cash Back at grocery stores, and 1% Cash Back on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020..
Foreign Transaction Fee
None
Reviews
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