Advertiser & Editorial Disclosure

Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer

Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee
  • Free access to FICO® Scores
Cost
60% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
40% Complete
PoorGood
Features
30% Complete
PoorGood

8/10

Bottom Line

A great balance transfer card for anything transferred in the first 4 months.

Pros

Longer balance transfer period than other offers.

Cons

No rewards on spending. Intro APR period is shorter for purchases.

Rates and Fees
Intro APR
0%* for 12 months
Purchase APR
14.74% - 24.74%* (Variable)
Annual Fee
$0*
Foreign Transaction Fee
3%

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