Advertiser & Editorial Disclosure

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card
  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 13.74% - 23.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions
  • The standard variable APR for Citi Flex Plan is 13.74% - 23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion

Nav's Verdict

60% Complete
Effort to Apply
10% Complete
Card Perks
40% Complete
30% Complete


Bottom Line

A great balance transfer card for anything transferred in the first 4 months.


Longer balance transfer period than other offers.


No rewards on spending. Intro APR period is shorter for purchases.

Intro APR
0% for 18 months on Purchases and Balance Transfers
Purchase APR
13.74% - 23.74% (Variable)
Annual Fee
Foreign Transaction Fee


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