Citi Rewards+℠ Card

Citi Rewards+℠ Card
  • Introducing the New Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 12 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases
  • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
60% Complete
PoorGood
Features
50% Complete
PoorGood

8/10

Bottom Line

A great card offering no annual fee, intro APRs on both purchases and balance transfers, and generous rewards on spending.

Pros

Automatic rounding on purchases. Generous rewards structure and intro APR offer.

Cons

Depending on your credit, the purchase APR may be a bit high.

Intro APR
0% for 12 months
Purchase APR
15.74% - 25.74% (Variable)
Annual Fee
$0
Foreign Transaction Fee
3%

Reviews

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