Citi® Secured Mastercard®

Citi® Secured Mastercard®
  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts
  • Use the card anywhere Mastercard® is accepted — worldwide
70% Complete
Effort to Apply
10% Complete
Card Perks
20% Complete
30% Complete


Bottom Line

If you have no credit, a secured card is a great way to build your credit with responsible use. Many secured cards can do more harm than good, so going with a card from a financial institution like Citi is great.


No annual fee.


Have to make a minimum security deposit of $200.

Intro APR
Purchase APR
24.24%* (Variable)
Annual Fee
Foreign Transaction Fee

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