Citi® Secured Mastercard®

Citi® Secured Mastercard®
  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts
  • Use the card anywhere Mastercard® is accepted — worldwide
Cost
70% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
20% Complete
PoorGood
Features
30% Complete
PoorGood

6/10

Bottom Line

If you have no credit, a secured card is a great way to build your credit with responsible use. Many secured cards can do more harm than good, so going with a card from a financial institution like Citi is great.

Pros

No annual fee.

Cons

Have to make a minimum security deposit of $200.

Intro APR
N/A
Purchase APR
24.24%* (Variable)
Annual Fee
$0
Foreign Transaction Fee
3%

Add Review

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.

There are no reviews yet. Share your thoughts with other customers.