Citi ThankYou® Preferred Card

Citi ThankYou® Preferred Card
  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer; after that, the variable APR will be 15.24% - 25.24% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*
Cost
50% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
60% Complete
PoorGood
Features
50% Complete
PoorGood

8/10

Bottom Line

A great card offering intro APRs on both purchases and balance transfers as well as rewards for spending.

Pros

Generous intro APR period and the balance transfer period doesn't start until you transfer.

Cons

No bonus rewards on initial spending.

Rates and Fees
Intro APR
0% for 15 months
Purchase APR
15.24% - 25.24%* (Variable)
Annual Fee
$0*
Foreign Transaction Fee
3%

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