Deserve® Classic Mastercard

Deserve® Classic Mastercard

Build credit history. No security deposit or co-signer required. Credit limit up to $1,500. No foreign transaction fees. Use anywhere in the world where Mastercard is accepted. Includes Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Car Collision Damage Waiver & Extended Warranty. Refer a Friend and get a $30 statement credit. Refer 10 friends and get a $200 bonus for a total of $500 in statement credits.

Cost
60% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
30% Complete
PoorGood
Features
50% Complete
PoorGood

7/10

Bottom Line

If you have no credit, this is an excellent way to secure credit without having to deposit a large amount first. With responsible use, you can build your credit and eventually qualify for a card with lower interest rates and possibly rewards.

Pros

No security deposit and no foreign transaction fees. Referral program to help you earn statement credits.

Cons

Annual fee and higher interest rate. Not available to bad credit. Does not report to Equifax, but does report to both Experian and TransUnion.

Rates and Fees
Intro APR
N/A
Purchase APR
24.49% Variable
Annual Fee
$39
Welcome Offer
N/A
Rewards Rate
N/A
Foreign Transaction Fee
None

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