Deserve® Classic Mastercard

Not a secured card. Available to individuals establishing credit - Domestic & International. Credit limits up to $1,500. $0 annual fee & no foreign transaction fees. No security deposit or co-signer required. Helps individuals build credit history and gain financial independence. Use anywhere in the world where Mastercard is accepted. Includes Mastercard Platinum Benefits like Car Rental Collision Damage Waiver, Roadside Assistance, Travel Assistance Services, Price Protection, Extended Warranty and ID Theft Protection. Complimentary cellphone insurance up to $600.

Nav's Verdict

Cost
60% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
30% Complete
PoorGood
Features
50% Complete
PoorGood

7/10

Bottom Line

If you have no credit, this is an excellent way to secure credit without having to deposit a large amount first. With responsible use, you can build your credit and eventually qualify for a card with lower interest rates and possibly rewards.

Pros

No security deposit and no foreign transaction fees. Referral program to help you earn statement credits.

Cons

Higher interest rate. Not available to those with bad credit. Does not report to Equifax, but does report to both Experian and TransUnion.

Rates and Fees
Intro APR
N/A
Purchase APR
24.99% Variable
Annual Fee
$0
Welcome Offer
N/A
Rewards Rate
N/A
Foreign Transaction Fee
None

Reviews

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