Discover it® chrome

Discover it® chrome
  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
60% Complete
PoorGood
Features
60% Complete
PoorGood

7/10

Bottom Line

Good rewards on gas and dining if you spend heavily in those categories.

Pros

No annual fee. Competitive intro APR offer. Ability for cash back match on first year's earnings.

Cons

Limited rewards outside of the 2% categories.

Rates and Fees
Intro APR
0% for 14 months
Purchase APR
13.99% - 24.99% Variable
Annual Fee
$0
Welcome Offer
Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Rewards Rate
2% cash back at gas stations & restaurants on up to $1,000 in combined purchases each quarter and 1% unlimited cash back on all other purchases - automatically.
Foreign Transaction Fee
N/A

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