Advertiser & Editorial Disclosure

HSBC Cash Rewards Mastercard® credit card

HSBC Cash Rewards Mastercard® credit card
Earn unlimited 1.5% cash rewards on all purchases. Earn an introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases. 10% Anniversary Bonus on all Cash Rewards earned once a year. No Annual Fee. 0% Intro APR for 12 months on purchases and balance transfers, then a 14.99% - 24.99% variable APR. No Foreign Transaction Fees. $0 liability for unauthorized purchases. Terms Apply.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
70% Complete
PoorGood
Features
70% Complete
PoorGood

8/10

Bottom Line

A straightforward cash back card for everyday use. Enjoy a flat rate on all purchases and an annual 10% bonus on all cash rewards earned.

Pros

Intro APR period. No annual or foreign transaction fees. Easy cash back rewards.

Cons

Potentially high APR.

Rates and Fees
Intro APR
0% Introductory APR on credit card purchases for the first 12 months from account opening
Purchase APR
Variable APR of 14.99% - 24.99% will apply after the Introductory Period
Annual Fee
$0
Welcome Offer
Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
Rewards Rate
1.5 Cash Rewards program points for every dollar in new, net card purchases.
Foreign Transaction Fee
None

Reviews

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