Advertiser & Editorial Disclosure

IHG® Rewards Club Premier Credit Card

Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening. Enjoy a Free Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a free reward night when you redeem points for any stay of 4 or more nights. Earn 40 points total per $1 spent when you stay at an IHG hotel for the first 12 months - after that, 25X points. Earn 4X points on all other purchases for the first 12 months â€" after that, 2X points at gas stations, grocery stores, and restaurants and 1 point per $1 on all other purchases. Platinum Elite status as long as you remain a Premier card member. Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card. IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
50% Complete
PoorGood
Features
30% Complete
PoorGood

8/10

Bottom Line

If you regularly stay at IHG properties and spend in the specified rewards categories, this is an attractive card.

Pros

Free night stay each year and generous rewards.

Cons

Annual Fee.

Rates and Fees
Intro APR
N/A
Purchase APR
18.24% - 25.24% Variable
Annual Fee
$89
Welcome Offer
Earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening
Rewards Rate
Earn 40 points total per $1 spent when you stay at an IHG hotel for the first 12 months - after that, 25X points.
Foreign Transaction Fee
$0

Reviews

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