Gold Visa® Card
Our Lowest-Rate Card. Benefits of this gold card include low APR and low promotional balance transfer APR. Go for the gold today! LOW APR on all purchases. 0% Introductory APR on purchases made within the first 15 months after account opening; 0% Balance Transfers Promo APR for 15 months. 3% fee applies to each transaction. Subject to credit approval. On transfers made from now until September 30, 2022. After that, the APR for the unpaid balance and any new balance transfers will be 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date. Annual Fee: $0. Purchase Variable APR: 7.49% to 17.99%. Refer to PenFed.org for Terms/Conditions.
Effort to Apply
For those who want to transfer/carry balance at a competitive rate. This no annual fee card has one of the lowest credit card rates and fees.
Balance transfer fee
7.49% to 17.99% Variable
Foreign Transaction Fee
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