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Petal® 1 “No Annual Fee” Visa® Credit Card

Petal® 1 “No Annual Fee” Visa® Credit Card
$0 Annual Fee. 2% - 10% cash back from select merchants. $500 - $5,000 credit limits. Variable APRs 19.99 - 29.49% APR. No annual or international transaction fees. Late and returned payment fees may apply. Build credit alongside tens of thousands of Petal Card members. Cash flow technology may help applicants without credit history get approved. Petal's mobile app makes it easy to manage your money, track your spending, and automate payments. See if you're pre-approved within minutes without impacting your credit score. Petal reports to all 3 major credit bureaus. No deposits required. Card issued by WebBank, Member FDIC.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
30% Complete
DifficultEasy
Card Perks
30% Complete
PoorGood
Features
30% Complete
PoorGood

6/10

Bottom Line

A good no-fee option for those that are new to credit.

Pros

No fees! Those with thin to no credit file can be accepted based on Cash Flow underwriting alone. Earn elevated rewards on spending with certain merchants.

Cons

Unavailable to those with bad credit.

Intro APR
N/A
Purchase APR
19.99% - 29.49% Variable
Annual Fee
N/A
Welcome Offer
N/A
Rewards Rate
2% - 10% cash back from select merchants.
Foreign Transaction Fee
N/A

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.