Advertiser & Editorial Disclosure

Petal® 1 “No Annual Fee” Visa® Credit Card

Petal® 1 “No Annual Fee” Visa® Credit Card
$0 Annual Fee. $300-$5,000 credit limits. Earn a credit limit increase in as little as 6 months. Terms and conditions apply. No credit score? No problem. If eligible, we’ll create and use your Cash Score instead. 2%-10% cash back at select merchants. Variable APRs range from 19.99%-29.49% APR. No annual or foreign transaction fees. Build credit alongside hundreds of thousands of Petal Card members. Petal's mobile app makes it easy to manage your money, track your spending, and automate payments. See if you're pre-approved within minutes without impacting your credit score. Petal reports to all 3 major credit bureaus. No deposits required. Card issued by WebBank, Member FDIC.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
30% Complete
DifficultEasy
Card Perks
30% Complete
PoorGood
Features
30% Complete
PoorGood

6/10

Bottom Line

A good no-fee option for those that are new to credit.

Pros

No fees! Those with thin to no credit file can be accepted based on Cash Flow underwriting alone. Earn elevated rewards on spending with certain merchants.

Cons

Unavailable to those with bad credit.

Intro APR
N/A
Purchase APR
19.99% - 29.49% Variable
Annual Fee
N/A
Welcome Offer
N/A
Rewards Rate
2% - 10% cash back at select merchants.
Foreign Transaction Fee
N/A

Reviews

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.