Petal® 1 “No Annual Fee” Visa® Credit Card
$0 Annual Fee. Variable APRs range from 20.74%-30.24% APR. $300-$5,000 credit limits. Earn a credit limit increase in as little as 6 months. Terms and conditions apply. No credit score? No problem. If eligible, we’ll create and use your Cash Score instead. 2%-10% cash back at select merchants. No annual or foreign transaction fees. Build credit alongside hundreds of thousands of Petal card members. Petal's mobile app makes it easy to manage your money, track your spending, and automate payments. See if you're pre-approved within minutes without impacting your credit score. Petal reports to all 3 major credit bureaus. No deposits required. Card issued by WebBank, Member FDIC.
Effort to Apply
A good no-fee option for those that are new to credit.
No fees! Those with thin to no credit file can be accepted based on Cash Flow underwriting alone. Earn elevated rewards on spending with certain merchants.
Unavailable to those with bad credit.
2% - 10% cash back at select merchants.
Foreign Transaction Fee
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