Petal® 2 “Cash Back, No Fees” Visa® Credit Card
No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee. Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments. 1% cash back on eligible purchases right away. 2% - 10% cash back at select merchants. $300-$10,000 credit limits. Variable APRs range from 13.24%-27.24%. No credit score? No problem. If eligible, we'll create your Cash Score instead. Build credit alongside hundreds of thousands of Petal card members. Cash flow technology may help applicants without credit history get approved. Petal's mobile app makes it easy to manage your money, track your spending, and automate payments. See if you're pre-approved within minutes without impacting your credit score. Petal reports to all 3 major credit bureaus. No deposits required. Card issued by WebBank, Member FDIC.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
6/10
Bottom Line
A good no-fee option for those that are new to credit.
Pros
Offering responsible credit without fees, Petal 2 is Petal’s most advanced card. It has no fees of any kind, is designed to help you build credit, and with cashback on every swipe, competes with other prime rewards cards.
Cons
Unavailable to those with bad credit.
Intro APR
N/A
Purchase APR
13.24%-27.24% Variable
Annual Fee
N/A
Welcome Offer
N/A
Rewards Rate
1% cash back on eligible purchases right away. 2% - 10% cash back at select merchants.
Foreign Transaction Fee
N/A
Reviews
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