Home / Personal Credit Cards / Petal® 2 “Cash Back, No Fees” Visa® Credit Card

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Petal® 2 “Cash Back, No Fees” Visa® Credit Card

Petal® 2 “Cash Back, No Fees” Visa® Credit Card

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No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee. Variable APRs range from 15.24% - 29.24%. Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments. 1% cash back on eligible purchases right away. 2% - 10% cash back at select merchants. $300 - $10,000 credit limits. No credit score? No problem. If eligible, we'll create your Cash Score instead. See if you're pre-approved within minutes without impacting your credit score. Build credit alongside hundreds of thousands of Petal card members. Petal reports to all 3 major credit bureaus. No deposits required. Card issued by WebBank, Member FDIC.

Nav's Verdict

Cost

HighLow

Effort to Apply

DifficultEasy

Card Perks

PoorGood

Features

PoorGood

6/10

Bottom Line

A good no-fee option for those that are new to credit.

Pros

Offering responsible credit without fees, Petal 2 is Petal’s most advanced card. It has no fees of any kind, is designed to help you build credit, and with cashback on every swipe, competes with other prime rewards cards.

Cons

Unavailable to those with bad credit.

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Intro APR

N/A

Purchase APR

15.24% - 29.24% Variable

Annual Fee

N/A

Welcome Offer

N/A

Rewards Rate

Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments. 1% cash back on eligible purchases right away. 2% - 10% cash back at select merchants.

Foreign Transaction Fee

N/A

Reviews

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Editorial Disclosure

Any personal views and opinions expressed are author’s alone, and do not necessarily reflect the viewpoint of Nav. Editorial content is not those of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities.

Reviews are not provided or commissioned by the credit card, financing and service companies that appear in this site. Reviews have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.