Petal® 2 “Cash Back, No Fees” Visa® Credit Card
No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee. Variable APRs range from 15.24% - 29.24%. Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments. 1% cash back on eligible purchases right away. 2% - 10% cash back at select merchants. $300 - $10,000 credit limits. No credit score? No problem. If eligible, we'll create your Cash Score instead. See if you're pre-approved within minutes without impacting your credit score. Build credit alongside hundreds of thousands of Petal card members. Petal reports to all 3 major credit bureaus. No deposits required. Card issued by WebBank, Member FDIC.
Effort to Apply
DifficultEasy
6/10
Bottom Line
A good no-fee option for those that are new to credit.
Pros
Offering responsible credit without fees, Petal 2 is Petal’s most advanced card. It has no fees of any kind, is designed to help you build credit, and with cashback on every swipe, competes with other prime rewards cards.
Cons
Unavailable to those with bad credit.
Purchase APR
15.24% - 29.24% Variable
Rewards Rate
Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments. 1% cash back on eligible purchases right away. 2% - 10% cash back at select merchants.
Foreign Transaction Fee
N/A
Reviews
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