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Petal® 2 “Cash Back, No Fees” Visa® Credit Card

Petal® 2 “Cash Back, No Fees” Visa® Credit Card
No fees whatsoever. No late fee, international fee, annual fee, or any-other-kind-of-fee, fee. Up to 1.5% cash back after making 12 on-time monthly payments. 1% cash back on eligible purchases right away. 2% - 10% cash back from select merchants. $500 - $10,000 credit limits. Variable APRs 12.99% - 26.99%. Build credit alongside tens of thousands of Petal Card members. Cash flow technology may help applicants without credit history get approved. Petal's mobile app makes it easy to manage your money, track your spending, and automate payments. See if you're pre-approved within minutes without impacting your credit score. Petal reports to all 3 major credit bureaus. No deposits required. Card issued by WebBank, Member FDIC.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
30% Complete
DifficultEasy
Card Perks
30% Complete
PoorGood
Features
30% Complete
PoorGood

6/10

Bottom Line

A good no-fee option for those that are new to credit.

Pros

Offering responsible credit without fees, Petal 2 is Petal’s most advanced card. It has no fees of any kind, is designed to help you build credit, and with cashback on every swipe, competes with other prime rewards cards.

Cons

Unavailable to those with bad credit.

Intro APR
N/A
Purchase APR
12.99% - 26.99% Variable
Annual Fee
N/A
Welcome Offer
N/A
Rewards Rate
1% cash back on eligible purchases right away. Up to 1.5% cash back after making 12 on-time monthly payments. 2% - 10% cash back from select merchants.
Foreign Transaction Fee
N/A

Reviews

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