Advertiser & Editorial Disclosure

The First Latitude MasterCard® Secured Credit Card

The First Latitude MasterCard® Secured Credit Card

No annual fee! Build up your credit with responsible card use. Get approved fast – Just click below to start the process. Receive your card more quickly with new expedited processing option. No credit history or minimum credit score required for approval. Quick and complete online application. Full-Feature Platinum MasterCard® Secured Credit Card. Good for car rental, hotels; Anywhere credit cards are accepted. Monthly reporting to all 3 major credit bureaus to establish credit history. Credit line secured by your fully-refundable deposit of $200 – $2,000 submitted with application. Just pay off your balance and receive your deposit back at any time. 24/7 online access to your account. Nationwide program – though not yet available in NY, IA, AR, or WI.

Cost
60% Complete
HighLow
Effort to Apply
10% Complete
DifficultEasy
Card Perks
30% Complete
PoorGood
Features
20% Complete
PoorGood

6/10

Bottom Line

A good option for those with no credit or poor credit if you don't plan to carry much of a balance from month to month. With responsible use, this can help build your personal credit.

Pros

No annual fee. Reports to all three bureaus.

Cons

High interest rate. Must secure your credit line with a deposit. Not available in AR, IA, NY, or WI.

Intro APR
N/A
Purchase APR
25.99% Variable
Annual Fee
$0
Welcome Offer
N/A
Rewards Rate
N/A
Foreign Transaction Fee
3% of the transaction amount

Add Review

Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.

There are no reviews yet. Share your thoughts with other customers.