Advertiser & Editorial Disclosure

U.S. Bank Cash+™ Visa Signature® Card

U.S. Bank Cash+™ Visa Signature® Card
Earn up to $550 cash back in the first year. $150 bonus after spending $500 in eligible net purchases within the first 90 days of account opening. 5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. That adds up to $400 cash back! 2% cash back on your choice of one everyday category, like gas stations or grocery stores. 1% cash back on all other eligible net purchases. No limit on total cash back earned. 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.99% - 25.49%. No annual fee*. Great Offer from U.S. Bank, a 2019 World's Most Ethical Company® - Ethisphere Institute, February 2019.

Nav's Verdict

Cost
50% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
60% Complete
PoorGood
Features
60% Complete
PoorGood

7/10

Bottom Line

A good option for a balance transfer card that earns rewards.

Pros

Intro financing on balance transfers. Ability to choose 5% and 2% cash back categories each quarter.

Cons

Potentially high APR. No intro financing on purchases.

Rates and Fees
Intro APR
0% Intro APR* on balance transfers for 12 billing cycles
Purchase APR
15.99% - 25.49%* (Variable)
Annual Fee
$0*
Welcome Offer
$150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
Rewards Rate
5% cash back on your first $2,000 in combined eligible net purchases ($100 per quarter) on two categories you choose. 2% cash back on your choice of one everyday category, like gas stations or grocery stores. 1% cash back on all other eligible net purchases.
Foreign Transaction Fee
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars. 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency.

Reviews

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