U.S. Bank Visa® Platinum Card

0% Intro APR on purchases and balance transfers for 20 billing cycles. After that, a variable APR currently 14.49% - 24.49%. Great offer from U.S. Bank, a 2020 World's Most Ethical Company® - Ethisphere Institute, February 2021. No Annual Fee*. Flexibility to choose a payment due date that fits your schedule. Get up to $600 protection on your cell phone (subject to $25 deductible) against covered. damage or theft when you pay your monthly cellular telephone bill with your U.S.Bank Visa® Platinum Credit Card. Certain terms, conditions, and exclusions apply.

Nav's Verdict

Cost
45% Complete
HighLow
Effort to Apply
20% Complete
DifficultEasy
Card Perks
62% Complete
PoorGood
Features
60% Complete
PoorGood

7/10

Bottom Line

Great option for balance transfers

Pros

Lengthy intro APR for purchases and balance transfers

Cons

Potentially high APR

Rates and Fees
Intro APR
N/A
Purchase APR
14.49% - 24.49%* (Variable)
Annual Fee
$0
Welcome Offer
N/A
Rewards Rate
N/A
Foreign Transaction Fee
2%-3%

Reviews

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