Wells Fargo Active Cash® Card
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. Earn unlimited 2% cash rewards on purchases. 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 15.74%, 20.74%, or 25.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5. $0 annual fee. No categories to track or remember and cash rewards don't expire as long as your account remains open. Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge. Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card. Select "Apply Now" to learn more about the product features, terms and conditions.
Nav's Verdict
Cost
HighLow
Effort to Apply
DifficultEasy
Card Perks
PoorGood
Features
PoorGood
8/10
Bottom Line
A great cash back card for those who spend across several categories.
Pros
Generous signup bonus and cell phone insurance. Offers an introductory APR offer and no annual fee.
Cons
Potentially high APR.
Rates and Fees
Intro APR
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers
Purchase APR
15.74%, 20.74%, or 25.74% Variable APR
Annual Fee
$0
Welcome Offer
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months.
Rewards Rate
Earn unlimited 2% cash rewards on purchases.
Foreign Transaction Fee
3%
Reviews
Reviews Disclosure: The responses below are not provided or commissioned by the credit card, financing and service companies that appear on this site. Responses have not been reviewed, approved or otherwise endorsed by the credit card, financing and service companies and it is not their responsibility to ensure all posts and/or questions are answered.